Home / For Businesses / Accounting & Fractional CFO

Accounting consulting and fractional CFO.

Senior financial advisory for UAE businesses, with the underlying bookkeeping, payroll, and controllership delivered as part of the engagement. Books closed by the 7th of every month; but the monthly close is the output, not the offering.

/ The premise

A finance function; not just a bookkeeping retainer.

The UAE has plenty of vendors who'll send you a P&L every month. Far fewer who'll tell you what it means for your hiring plan, your tax position, or your next funding conversation. Most growing businesses don't need a full-time CFO — they need senior financial judgment available when the decisions actually arrive.

Our accounting practice is built around that distinction. The bookkeeping, payroll, and controllership work happens cleanly in the background — cloud accounting platforms (Zoho Books, Xero, QuickBooks, or whatever you already use), bank-feed integrations, monthly close on a fixed cadence. But the engagement is structured as advisory: monthly review meetings, scenario modelling when something material is being decided, and a senior CFO-level voice on call when you need it.

The compliance work happens because it has to. The judgment is what you are actually paying for.

/ Scope

What's actually in the engagement.

A representative scope for an operating company. Smaller and larger engagements scale up and down — the principles stay the same.

  • 01
    Daily transaction recording

    Bank feeds reconciled, invoices coded, expenses posted with the right cost centres and VAT treatment.

  • 02
    Monthly close by the 7th

    Accruals, prepayments, depreciation, and intercompany eliminations posted; period locked; trial balance circulated.

  • 03
    Management reporting

    P&L, balance sheet, cash-flow statement, and a one-page commentary that flags what changed and why.

  • 04
    Payroll & WPS

    Monthly payroll computation, salary certificates, gratuity tracking, and WPS file submission to the bank.

  • 05
    Controllership function

    For SMEs without a CFO — month-end close ownership, internal controls review, and reporting cadence at controller level.

  • 06
    Year-end & audit support

    Audit-ready binders, schedules, and reconciliations; we coordinate directly with your auditor so you are not the messenger.

/ Fractional CFO

A real CFO. Just not full-time.

Most UAE businesses between AED 5M and AED 100M turnover don't need a full-time CFO yet; but they do need CFO-level judgment several times a month. Our fractional CFO consulting fills exactly that gap, sitting on top of the underlying accounting engagement.

/ 01

Monthly review & commentary

A scheduled monthly call walking through management accounts, KPIs, cash position, and forward outlook — with written commentary you can share with the board or shareholders.

/ 02

Cash flow & runway forecasting

A live 13-week and 12-month rolling forecast, refreshed monthly. The single most useful financial document a growing business can have, and the one most don't.

/ 03

Pricing & unit economics

Margin analysis by product, customer, or channel. Pricing model review. Customer-acquisition-cost and lifetime-value modelling for subscription businesses.

/ 04

Funding & investor readiness

Financial models for fundraising, due-diligence response, data room build-out, and direct support during investor calls. We don't replace your fundraising advisor — we make their job easier.

/ 05

Banking & treasury

Bank relationship management, working-capital facility negotiation, FX hedging structure, and signatory-and-approval-matrix design as the company scales.

/ 06

Board & shareholder reporting

Quarterly board pack design and authoring, shareholder updates, and direct attendance at board meetings where useful. The CFO seat at the table without the CFO salary.

When does fractional CFO make sense? Generally when annual turnover sits between AED 5M and AED 100M, when a finance hire is on the horizon but 12-24 months away, or during specific transitions — fundraising, acquisition, regulatory change, family-business succession. Below that, monthly accounting advisory is usually sufficient. Above it, a full-time hire pays for itself.

/ FAQ

The questions before you sign.

Which accounting software do you use?+

We work in Zoho Books, Xero, and QuickBooks Online primarily. If you are already on one of those, we keep you there. If you are on something else (Tally, manual spreadsheets, an inherited desktop tool), we'll recommend a migration during onboarding.

What happens if my books are a mess from prior periods?+

We do a separate cleanup engagement first — fixed price, scoped after we look at the data. Once the prior period is sound, we transition to the standard monthly retainer.

Do you do statutory audits?+

No — we believe accounting and audit should sit with separate firms for independence reasons. We do prepare audit-ready schedules, manage the auditor's PBC list, and handle the back-and-forth so you do not have to.

Can you handle multiple entities or a group structure?+

Yes. We work with single entities, holding-and-subsidiary structures, and cross-jurisdiction groups (UAE plus offshore). Group consolidation is included in our Advisory+ tier.

Do you handle payroll and WPS?+

Yes. Monthly payroll computation, payslip generation, salary certificates, gratuity accruals, and the WPS file submission to the bank are all part of the standard engagement for operating companies.

Books a mess? Or just want them done properly?

Either way, the first call is free. We'll tell you honestly whether you need a cleanup engagement or just a clean monthly retainer.